Habitat provides a hand up, rather than a handout and is not a giveaway program. It is a partnership involving our partner families, corporate and individual donors, faith groups, and volunteers. Donors, families and volunteers are co-workers on an equal footing, contributing from their own experience and abilities to the good of all.
Habitat reduces barriers to homeownership by selling Habitat homes with no down-payment, no-interest mortgages and setting affordable mortgage payments. Homeowner training and support services are provided. To qualify for this program, homebuyers must be able to demonstrate their need, be able to carry a mortgage, and contribute a minimum of 500 hours of sweat equity into building their own home or providing other assistance to Habitat for Humanity.
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